Publications & Media
recent
Co-authored article in American Banker, “How fintech can save small businesses on the brink”
April 1, 2020
Profiled by Steven Harras with Roll Call in, “Former official seeks to root out fintech’s legal impediments”
March 10, 2020
Quoted in American Banker article, “5 Policy Hurdles Thwarting Federal Regulators’ Fintech Ambitions”
January 27, 2020
Quoted in Bloomberg Law article, “N.Y., California Look to Lead Way in Consumer Finance Oversight”
January 27, 2020
Quoted in American Banker article, “Can Regulators Catch Up to Tech Changes?”
January 8, 2020
Panel at the Singapore Fintech Festival: AI-driven Disruption: the New Normal?
December 6, 2019
Quoted in the Forbes Finance Council article, “Brick-And-Mortar Isn't Dead: 14 Financial Strategies To Compete With Online Retailers”
December 5, 2019
Quoted in the Fortune article, “Why Every Company Wants To Look Like a Bank—Without Becoming One”
November 18, 2019
Quoted in the CSFI report, “It's not magic: Weighing the risks of AI in financial services”
November 11, 2019
Quoted in the Medium article, “Hacking New Solutions: US Financial Regulators Enter Unchartered Territory”
October 29, 2019
Panel at Central Bank of the Future Conference: Anti-Money Laundering and Financial Inclusion
October 28, 2019
Co-authored article in American Banker, “The fight against financial crime has just begun”
October 28, 2019
Quoted in the Roll Call article, “Duo seeks to bridge information divide in fintech industry”
October 22, 2019
Fireside Chat with Richard Cordray at Comply 2019
August 23, 2019
Featured on IIF’s FRT Podcast
August 15, 2019
Interviewed for Venminder’s Thought Leadership Series on Third Party Risk
July 18, 2019
Mentioned in SC Magazine’s article, “Women in Security: Honorable Mention”
July 1, 2019
Quoted in the Bloomberg Law article, “California Regulator Who Guided Fintech Growth Steps Aside”
June 5, 2019
Co-authored article for The Financial Brand, “Self-Disrupting Banks and Credit Unions Without Blowing Them Up”
April 30, 2019
Quoted in “Are Americans Financially Healthy,” a CFSI Paid Post in The New York Times
April 23, 2019
Mentioned in LendIt Fintech USA 2019 Event Highlights
April 18, 2019
Featured on For Fintech’s Sake Podcast
April 16, 2019
Keynote panel at LendIt Fintech USA: State vs. Federal Regulatory Perspectives
April 8, 2019
Quoted in the American Banker article, “Are global regulators gunning for big tech?”
April 2, 2019
Interviewed by John Pitts for Fin, a Plaid publication, “Finterview: Barefoot Innovation's Jo Ann Barefoot”
March 19, 2019
Quoted in the Bloomberg Law article, “Lending Club Legal Dispute Could Lay New Ground for OCC Charters”
March 19, 2019
M-RCBG Associate Working Paper No. 111, “Regulation Innovation: Failures and Costs of Consumer Financial Protection Regulation“
March 14, 2019
M-RCBG Associate Working Paper No. 110, “Regulation Innovation: Using Digital Technology to Protect and Benefit Financial Consumers“
March 14, 2019
Featured on Bank On It Podcast, recorded at the Finovate Conference on September 25, 2019
February 7, 2019
Featured on the Future of Finance podcast
February 2, 2019
Guest blog for FINRA, Digitizing Regulation
January 30, 2019
Article for BankThink, Bank Regulators are Getting Serious About Innovation
January 29, 2019
Quoted in the Think Advisor article, “FINRA Forum Shows Promises and Pitfalls of New Technologies”
January 22, 2019
Blog post for the Consumer Federation of America, Fintech Innovation: Dreams Come True, or New Nightmares, for Financial Consumers?
January 8, 2019
Quoted in The Financial Brand article, “Top 10 Retail Banking Trends and Predictions For 2019”
January 7, 2019
Interviewed by Rachel Stone for S&P Global, Risk-averse US Regulators at odds with fast-changing tech
December 6, 2018
Podcast with Ryan Rasske at the ABA Financial Crimes Enforcement Conference
December 2, 2018
Future of Banking Enablers at the Singapore Fintech Festival
November 25, 2018
Quoted in the Financial Brand, Can The Industry Change So Drastically Such a Short Time?
November 2018
Regulatory Innovation at the FCA - Interview with Christopher Woolard at Lendit Europe
November 18, 2018
BankThink Banking needs a regtech sandbox
November 2, 2018
Recipient of the “Making a Difference” Award at the National Foundation for Credit Counseling Conference
October 31, 2018
Quoted in American Banker, “Tech sprints, privacy fines, digital ID: Takeaways from RegTech confab”
October 17, 2018
Quoted in American Banker, “Fed will have the say on key parts of OCC’s fintech charter”
September 18, 2018
Quoted in American Banker, “How This Regulator is Using AI to Probe Financial Fraud”
September 17, 2018
Barefoot Innovation Podcast with Greg Kidd featured on GlobaliD Blog
September 6, 2018
Quoted in the American Banker article, "Banks Network to Flag Human Traffickers"
August 20, 2018
Quoted in the deBanked article, "The Seven Minute Loan Shakes Up Washington and the 50 States"
August 19, 2018
Quoted in The Financial Brand, "Controversial New Bank Charter Sparks Fears of Fintech Apocalypse"
August 1, 2018
Appeared on Breaking Banks podcast, "Regtech Hits its Stride"
July 12, 2018
Podcast with Ryan Rasske at the ABA Regulatory Compliance Conference
June 25, 2018
Podcast with CFTC Talks
June 14, 2018
Press Release: Inaugural member of the Milken Institute FinTech Advisory Committee
June 29, 2018
Quoted in deBanked article "Tech Changes Lending and Payments the World Over"
June 25, 2018
Guest on the Lend Academy Podcast
June 15, 2018
Quoted in American Banker, "How Treasury could come down on fintech regulation"
June 12, 2018
Quoted in Bloomberg News, "CFPB Fintech Group Poised for Renaissance After Restructuring"
May 16, 2018
Podcast on Bank On It, "Digitally Native Compliance and Regulations"
May 15, 2018
Quoted in American Banker, "The one area where banks and fintechs want more regulation"
May 11, 2018
Heard on NPR's Morning Edition, Updating The Community Reinvestment Act Is Fraught With Disagreement
May 1, 2018
Podcast with John Siracusa, recorded at Lendit 2018
May 1, 2018
HS Talks presentation "Regulation Innovation"
April 30, 2018
April 24, 2018
Panel at LendIt, Revolution to Evolution- Regulatory and Compliance Best Practice
April 11, 2018
Conversation with Chris Larsen of Ripple, recorded at Lendit 2018
April 9, 2018
Podcast with 11FS Fintech Insider, "Insights: Financial Services and Mental Health"
February 2, 2018
Regtech could help stop human trafficking
American Banker - January 31, 2018
Podcast recorded at the ABA Financial Crimes Enforcement Conference
January 19, 2018
Cover story in Texas Banking Association magazine, "Innovation in Banking"
January 2018
Interview with FinTech TV at the Money 20/20 conference in Las Vegas
November 13, 2017
Interview with American Banker at the RegTech Compliance Transformed Conference
October 3, 2017
Quoted in S&P Global Publication on August 7, 2017 in the article title "SoFi Bank charter could test CRA status quo" by Kate Garber, Zach Fox, and Maria Tor.
REGLABS: TIME FOR A MAJOR REGULATORY EXPERIMENT?
Banking Exchange - July 13, 2017
Jo Ann Barefoot #16 on the Planet Compliance list of Top 50 Regtech Influencers
June 23, 2017
Quoted in the Banking Exchange article "Regtech to the Rescue" by Steve Cocheo
June/July 2017 Issue
Quoted in the Bank Director article, "If the OCC Offers Them a Charter, Will Fintech Firms Come?" by Emily McCormick
2nd Quarter Issue 2017
Interviewed on Brett King's Breaking Banks episode: AI and Fintech: Solutions and Challenges on May 26, 2017.
Podcast on Tearsheet, "If regulators can tilt fintech, they'll be able to tilt all of finance" on April 17, 2017.
Interviewed by Hub Culture at the Innovate Finance Global Summit in London on April 11, 2017.
Heard on NPR's Morning Edition on March 31, 2017, "Will Using Artificial Intelligence To Make Loans Trade One Kind Of Bias For Another?"
Regulatory Innovation
FinTech Law Report - May/June 2016
Banking Exchange - July 2015
Rethinking Compliance Compensation: Chief Compliance Officers' Expanded Role Demands New Pay Approaches
ABA Banking Journal - April 16, 2014
Disrupting Consumer Financial Services
Forbes Opinion - September 10, 2014
articles and publications
Compliance as a Dream Instead of a Nightmare
ABA Banking Journal - December 6, 2013
Finding a Plan for Workable Consumer Compliance
ABA Banking Journal - November 22, 2013
Compliance Tsunami Survival
ABA Banking Journal - August 18, 2013
Finance, Fairness, and Facebook: Use Complaints to Protect Your Bank
ABA Banking Journal - April 4, 2012
This article looks at the convergence of two of the hottest topics in financial consumer protection -- managing customer complaints and using information from social media. Banks need to be actively finding and learning from complaints online.
Nine Dangerous Words: Show Me where It Says We Can't Do That
American Banker - September 13, 2011
Don't Get Lost in UDAAP: How to Find Your Way as Regulators Shift Focus to Unfair, Deceptive, and Abusive Acts and Practices
Cover Story - ABA Banking Journal - June 2011
Red Alert on Redlining
Cowritten with Andy Sandler - ABA Banking Journal - March 2011
Danger Ahead: Focus on "unfair and deceptive risks and practices" has now sharpened. Its scope is limitless; its standards unclear
Cover Story - ABA Banking Journal - June 2010
Photo courtesy of Matthew Van Buskirk - www.mattvb.com
Media coverage
Quoted in the American Banker on August 19th, 2016 in the article titled "State Regulators Balk at OCC Fintech Charter" by Lalita Clozel.
Quoted in the American Banker on June 10, 2016 in the article title "Fintech Firms Press OCC for Specialized Charter" by Lalita Clozel.
Quoted in the Wall Street Journal on June 9, 2016 in the article titled "Fintech Startup Craves More Regulation" by Rachel Witkowski and Telis Demos.
Quoted in the American Banker on May 9, 2016 in the article titled "OCC Weighs New Charter for Fintech Firms" by Lalita Clozel.
Quoted in the American Banker on May 29, 2014 in the article titled "CFPB Faces Hard Choice on Regulating Auto Title Loans" by Kevin Wack
Quoted in the American Banker on May 23, 2014 in the article titled "What GSE Impasse Means for Other Bank Rules" by Joe Adler.