contact us

Use the form on the right to contact us.

You can edit the text in this area, and change where the contact form on the right submits to, by entering edit mode using the modes on the bottom right.


Washington, DC
United States

(575) 737-8602

Jo Ann Barefoot explores how to create fair and inclusive consumer financial services through innovative ideas for industry and regulators

untitled shoot-058.jpg

Publications & Media

recent 

Quoted in S&P Global Publication on August 7, 2017 in the article title "SoFi Bank charter could test CRA status quo" by Kate Garber, Zach Fox, and Maria Tor.


REGLABS: TIME FOR A MAJOR REGULATORY EXPERIMENT?

Banking Exchange - July 13, 2017 


Interviewed on Brett King's Breaking Banks episode: AI and Fintech: Solutions and Challenges on May 26, 2017.


hub culture.jpeg

Interviewed by Hub Culture at the Innovate Finance Global Summit in London on April 11, 2017.


npr.jpg

Heard on NPR's Morning Addition on March 31, 2017, "Will Using Artificial Intelligence To Make Loans Trade One Kind Of Bias For Another?"  


Regulatory Innovation

FinTech Law Report - May/June 2016


 

Banking Exchange - July 2015

 



Disrupting Consumer Financial Services

Forbes Opinion - September 10, 2014


articles and publications

Compliance as a Dream Instead of a Nightmare

ABA Banking Journal - December 6, 2013


Finding a Plan for Workable Consumer Compliance

ABA Banking Journal - November 22, 2013


Compliance Tsunami Survival

ABA Banking Journal - August 18, 2013


Finance, Fairness, and Facebook: Use Complaints to Protect Your Bank

ABA Banking Journal - April 4, 2012

This article looks at the convergence of two of the hottest topics in financial consumer protection -- managing customer complaints and using information from social media. Banks need to be actively finding and learning from complaints online.


Podcast: Fee Income - Beware UDAAP Traps

ABA Banking Journal - March 8, 2012

Podcast based on Lyn's and my ABA Banking Journal cover story, "Don't Get Lost in UDAAP," focused on risks that fee income will be deemed unfair or deceptive by regulators.




Red Alert on Redlining

Cowritten with Andy Sandler - ABA Banking Journal - March 2011



Photo courtesy of Matthew Van Buskirk - www.mattvb.com

Media coverage

Quoted in the American Banker on August 19th, 2016 in the article titled "State Regulators Balk at OCC Fintech Charter" by Lalita Clozel.


Quoted in the American Banker on June 10, 2016 in the article title "Fintech Firms Press OCC for Specialized Charter" by Lalita Clozel.


Quoted in the Wall Street Journal on June 9, 2016 in the article titled "Fintech Startup Craves More Regulation" by Rachel Witkowski and Telis Demos.


Quoted in the American Banker on May 9, 2016 in the article titled "OCC Weighs New Charter for Fintech Firms" by Lalita Clozel.


Quoted in the American Banker on May 29, 2014 in the article titled "CFPB Faces Hard Choice on Regulating Auto Title Loans" by Kevin Wack


Quoted in the American Banker on May 23, 2014 in the article titled "What GSE Impasse Means for Other Bank Rules" by Joe Adler.